GlidePath Money

Terms

Terms of Service

Boring but necessary. The short version: pay $129 once for Personal (or $199 for Personal+Business), use the app for one household, we're not responsible if you make financial decisions based on its output. The longer version is below.

Draft terms — being reviewed by counsel before public launch. Will be replaced with attorney-authored EULA, ToS, Privacy Policy, Refund Policy, and Disclaimers.

Last updated: May 21, 2026

1. Who's offering this

GlidePath Money is a product of QuickTech LLC (Illinois). By using the app, the marketing site, or any related service, you agree to these Terms and to our Privacy Policy.

2. What you're paying for

$129 one-time for Personal or $199 one-time for Personal+Business gets you:

  • A perpetual local install of GlidePath Money on Windows (Mac coming)
  • 12 months of updates: bank parser refreshes, annual tax-rules updates, new features, security patches
  • A private subdomain (yourname.glidepathmoney.com) with sign-in for phone access
  • Up to 3 device installs (Personal) or 6 (Personal+Business). Phone/tablet via the subdomain doesn't count.
  • Email support at hi@glidepathmoney.com

After the 12-month update window, your install keeps working forever with the version you have on your last paid day. Optional $39/yr renewals keep updates flowing; lapse one and the app freezes (doesn't brick) at the most recent version. Resume at any time and you're current again.

One license covers one household. Multiple sign-ins on the device cap are fine (you + spouse + family members), but the data is for one household's planning. We don't audit this; we trust you to be reasonable.

3. Refunds + license deactivation

30-day refund: If you change your mind within 30 days of purchase, you get a full refund through our checkout partner Paddle, no questions asked. On refund:

  • We mark your license as refunded on our server
  • The next time the app phones home (within a week), it locks with a "license inactive" screen
  • Your data files in the DataFolder stay on your disk — every byte, in plain-text format you can open in Excel forever
  • Your private subdomain is torn down within 30 days of the refund

After the 30-day window, refunds are at our discretion (we'll consider edge cases like duplicate purchases, fraud, or technical issues that prevent the app from running on your hardware).

4. What this app is and isn't

This is not financial advice. GlidePath Money runs Monte Carlo simulations, projects retirement scenarios, tracks balance-transfer promos, and shows you the math behind each number. The output is information, not advice. You are responsible for your own financial decisions. We are not your fiduciary, your tax accountant, your investment advisor, or your lawyer.

The projections in the app are based on assumptions you provide (expected returns, volatility, inflation, retirement age). Reasonable assumptions still produce approximations. Don't bet your retirement on a single projection without consulting an actual professional for major decisions.

5. What we promise

  • To do our best to keep the app and tunnel infrastructure working
  • To respond to support emails (best-effort, usually within 24 hours)
  • To never sell your data — we don't have any to sell (see Privacy Policy)
  • To give 30 days' notice before any price increase on existing licenses
  • To open-source the local app's data format (it's just CSV) so you're never locked in

6. What we don't promise

  • That the app is bug-free (it isn't; please report bugs)
  • That every bank's CSV format works perfectly (we add support as customers report formats)
  • That the tunnel will be up 100% of the time (Cloudflare is highly available but not perfect; your local app keeps running at localhost regardless)
  • That the math in the app is fit for any particular purpose beyond information
  • Macintosh or Linux support (Windows only for now)

7. Acceptable use

You agree not to:

  • Resell the app or your license without our written permission
  • Use the service to host or process anyone else's financial data without their consent
  • Reverse-engineer the app to circumvent the license check (just buy a license — they're $129)
  • Use the tunneled subdomain for anything other than your own GlidePath Money instance

8. Liability

To the maximum extent permitted by law, our total liability for any claim related to the service is limited to the amount you paid us in the 12 months preceding the claim. We are not liable for indirect, consequential, or incidental damages — including but not limited to lost profits, lost data, lost time, or financial losses from acting on the app's output.

Back up your DataFolder. If your PC dies, your data goes with it. We don't have a copy and we can't recover it for you. This is the deliberate cost of the local-first architecture; it's on you to protect your data.

9. Governing law

These Terms are governed by the laws of Illinois, USA. Any dispute will be resolved in the state or federal courts of Illinois. Both parties waive jury trial rights and agree to first attempt to resolve disputes through good-faith email correspondence for 60 days before any legal action.

10. Changes to these Terms

We may change these Terms over time. If we change anything material that affects your rights, we'll email you at least 30 days before the change takes effect. You can cancel at that point if you don't agree.

Contact

Questions about these Terms: hi@glidepathmoney.com.