Taxable-only scan
The scanner separates taxable brokerage lots from retirement and HSA holdings, because tax-advantaged account losses do not create the same deduction trail.
Tax-loss harvesting · Holdings
Find loss lots without turning the app into a trading desk.
GlidePath scans taxable-account lots and shows which sit at a loss, which are blocked by recent same-symbol activity, and which rows are excluded because the acquisition date or price evidence is incomplete.
The exclusions matter
When the app does not know, it says so.
Tax-loss harvesting breaks trust when a tool manufactures holding periods or treats retirement-account losses like taxable losses. GlidePath keeps those rows visible as exclusions so the user, broker statement, and CPA can resolve them with real evidence.
Form 8949 context
Estimated loss, short/long split, ordinary-offset room, and carryforward are shown as planning facts that still reconcile to broker 1099-B records.
Wash-sale flags
Recent same-symbol activity is surfaced as a risk flag, not quietly folded into a confident harvest number.
Built for restraint
The app shows the tax facts. It does not make the trade.
That restraint is intentional. A high-income household may want the scanner before year-end, but the decision still belongs with the full tax picture, replacement investment plan, and broker records.
Boundary
GlidePath does not provide tax, legal, or investment advice, does not identify replacement securities, and does not place trades.
Questions
Tax-loss scanner FAQ
Does GlidePath tell me to sell a holding?
No. GlidePath shows lots with unrealized losses, wash-sale risk, and excluded lots. It does not place trades, name replacement securities, or tell you to harvest a loss.
Why are some lots excluded?
GlidePath excludes tax-advantaged accounts, lots without a real acquisition date, and rows without enough price or basis evidence. Conservative exclusions keep the scanner from inventing tax facts.
Does the scanner replace my broker statement or CPA workpaper?
No. Broker 1099-B records, Form 8949, Schedule D, realized gains, and your full tax picture still control the return. GlidePath is a local planning and review surface.