GlidePath Money
A household with a side business usually runs it in a separate spreadsheet — away from the retirement, Roth, ACA, and cash-flow decisions it changes. GlidePath Money is a desktop planning app that puts Schedule C income, expenses, depreciation, and the accountant handoff inside the same plan as the rest of your money — on files you control, local by default. Or explore the full app first with a fictional household — no license key, account, or email.
A desktop planning app that puts Schedule C side-business income inside the same household plan as the rest of your money — on local files you control.
Explore mode uses fictional data and never touches your real files · no license key, account, or email · Windows, macOS, and Linux
July 2026 · as of Jul 8, 6:42 PM.
A dated brief of what your files, close history, and receipts let GlidePath understand.
Live view since the Jul 3 close.
One Decision
Where should the extra $300 go this month? GlidePath puts the promo balance and the emergency buffer side by side. The choice stays yours.Safe To Ignore
Quiet for now The current basis says an HSA does not apply to this household. Quiet for now The current basis says loans or mortgages do not apply right now.App-style illustration using fictional demo numbers. The structure mirrors the shipped Money State; modeled figures are examples, not predictions.
The GlidePath story · 57 seconds
Other money tools organize financial data for the software. GlidePath Money organizes it for the human — so you can see where you stand, understand what changed, and decide what comes next.
Your data stays yours; GlidePath's value is helping you understand it. A file can become state, change, consequence, a decision, and a clean stopping point.
Drop in the export or record you chose and GlidePath previews what it can understand: fresh facts, missing pieces, likely matches, and the receipts behind the read. It is not just rows in a table; it becomes a dated picture of where things stand.
A new balance, statement, or batch does not sit alone. GlidePath reads it against debt, retirement, taxes, business records, and household basics so the question shifts from "What changed?" to "What does this affect?"
The app can surface a stale import, a debt cliff, a planning assumption, or a missing fact. It does not tell you what to do. It shows the source, consequence, and confidence so you can decide what matters now and what can wait.
No bank-login connection is required. The core file stays local by default, imports show what would change before they write, and the useful ending is explicit: you have the receipts, the state, and permission to be done for now.
Less than you'd think — and the part that's left is inspectable. You bring in the files your bank already gives you: a free browser extension catches your own export as you click Download (one click on Chase, Amex, and Citi; a popup flow for Bank of America), and supported statement PDFs parse right on your machine. Every import is reviewed before it saves, so you see exactly what came in. Your login never leaves your hands. Choose the file, review the preview, and keep the receipt.
Built by a small team — the people who answer your email. GlidePath is an independent desktop app shaped by decades as frustrated personal-finance software customers.
“The best feature is the one that prevents a bad surprise.”
First session
One file or a few balances gets your first Money State; the rest sharpens it. Start with your own local facts, or look around a clearly labeled fictional demo and exit anytime.
A bank CSV you already control can produce the first read in minutes. GlidePath previews the rows before anything saves.
No file handy? Two or three current account balances are enough to begin. The longer setup remains available when a sharper read is useful.
The demo household is fictional, its label stays visible, and you can exit anytime before replacing it with your own files.
Actual product screens
These are real screenshots from the current app using a fictional demo household. Each screen is meant to answer a job: what changed, what matters, what is backed by data, and where to go next.
Money State
The first screen says what your local files support, what changed, whether one decision is waiting, what can stay quiet, and how the current path echoes forward.
Business
The $199 Personal + Business tier adds invoices, mileage, 1099 prep, and Schedule C lines so December is a review, not a reconstruction.
Invoices
Invoices, payments, and customer records live in the same local workspace as the income and expense review.
Balance transfers
Every BT shows days remaining, monthly payment to clear, post-promo APR, paydown progress, and whether the schedule is behind.
Retirement
Monte Carlo probability, the hardest-10% stress check, the at-retirement number, and plain-English context sit together instead of hiding behind a black-box score.
RSUs & equity
Equity comp is not just a balance. GlidePath tracks upcoming vests, withholding estimates, realized gains, and employer-stock concentration.
Reports
Category and merchant views turn CSV transactions into readable reports without handing a third party your bank login.
Demo names, account numbers, and dollar amounts are fictionalized. Screenshots are product proof, not financial advice or forecast guarantees.
Start where you are
GlidePath is broad on purpose, but it should not feel like a giant toolbox dumped on the floor. Pick the room that matches the question already on your mind; the rest can stay quiet.
How it works
Know the state of your money. See what changed. Understand what it means. Make the next decision. Be done for now. Every beat keeps its receipt.
Money State opens with a dated read of what your local files, close history, and assumptions support.
Receipt: freshness line + local sourcesChanged Since Last Close names the movement and keeps the source close enough to inspect.
Receipt: close anchor + source linkOne Decision surfaces a choice worth considering, or records an honest dated skip when nothing needs a call.
Receipt: decision line or dated skipThe Close archives the official brief. Past closes keep the changed, quiet, decision, and close facts browsable.
Receipt: archived official Money StateA modeled runway — how many months current cash could cover planned outflows — shows how the current path echoes forward, with the assumption sentence kept visible.
Receipt: runway anchor + modeled assumptionCapture without drama
This is the kind of automation that fits the product: you stay in control, the app removes the busywork, and nothing saves until you can review the result.
Trust receipt
The short version should be easy to check before anyone has to read a policy. GlidePath is a local-first desktop app; online touchpoints are either required operating services or clearly labeled optional features.
Accounts, transactions, balances, planning inputs, and projections live on your computer by default.
Activation and update services see license/device metadata, not your household financial file.
AI categorization, forwarded email parsing, and price lookups each explain what they touch.
Privacy, security, refund, release notes, and claim checks stay linked so the public story can be verified.
Proof, not promises
GlidePath does not have a wall of testimonials yet. So the site should earn trust the harder way: real screens, clear caveats, public policies, and claims that map back to shipped behavior.
Inspect one artifact first
If something goes wrong
Local-first means the recovery story is yours too — so GlidePath builds the safety in. Nothing saves until you’ve seen it, the bigger changes get a restore point first, and your money stays in local files you control.
Imports stage off to the side and show you exactly what would change — how many rows would be added, which look like duplicates, sample values — before a single one is written. You commit only when it looks right.
For larger imports and high-impact system changes — like a data-structure upgrade — GlidePath creates a restore point first, and tells you the backup’s name when it makes one. Restoring from a backup snapshots your current state too.
Pulled in the wrong file? Undo removes exactly the rows that import added — nothing else — straight from the import receipt.
Core money-file saves go to a temporary file that is swapped in only once it is complete. Lose power mid-write and the file is whole, not half-written.
Zip your whole data folder and download it — to a USB stick, your own cloud drive, wherever you want it. It is a file you control: no black box, no lock-in. GlidePath keeps your recent backups on hand and clears out the old ones (up to 30).
Explore mode runs on a fictional household. Click around, run the scenarios, even start over — your real files are never part of it.
None of this is a setting you have to find or a tier you have to buy — it is simply how GlidePath handles your money. See what stays on your computer →
How to think about the category
If you want automatic daily transaction sync above everything else, Copilot, Monarch, YNAB, or Rocket Money may fit better. GlidePath is for the household that wants deeper planning math, visible assumptions, and a financial file that stays on the computer by default.
Best when you want retirement, debt, tax, cash-flow, and self-employed decisions in one local-first tool.
Best when you want polished automatic account sync, mobile/web convenience, and everyday budget tracking.
Best when your main goal is behavior-change budgeting or finding subscriptions and bills to reduce.
That tradeoff is deliberate: GlidePath gives up automatic bank-login sync so your core file can stay local, inspectable, and portable.
What you're buying
Pricing should be clear before the fine print: buy a desktop license, get every feature in your tier, and keep your financial file on your machine.
Before you buy
No. GlidePath runs on local files and manual or imported data — drag-and-drop CSV import, or the optional browser extension for one-click captures. No bank-login connection required.
Your financial file stays local by default. Required touchpoints are license activation and update checks — a license key and device info, never financial data. Optional features send more only if you turn them on: AI categorization (payee, amount, date, account type, and category names for rows you choose). Each shows what it sends before you use it.
The version you bought keeps working. Your first year of updates is included. After that, $39/year maintenance auto-renews to keep eligible tax rules, bank parsers, security patches, and new features current; we email before renewal, and you can cancel anytime in one click.
No — it’s an educational planning tool. It shows you assumptions and tradeoffs in plain English, but it isn’t personalized tax, investment, or legal advice.
Retirement, tax windows, debt cliffs, subscriptions, and spending — with the math close enough to inspect, and none of the judgment.