End User License Agreement

1. What this is

This End User License Agreement (“EULA”) is a contract between you and QuickTech LLC (an Illinois limited liability company), the maker of the GlidePath Money desktop application (the “Software”). By installing or using the Software you accept these terms.

This EULA covers the desktop install. The Terms of Service govern your account on our marketing site and any cloud-side services (such as the sign-in tunnel and email gateway). The Privacy Policy covers what data we do and don’t collect.

2. License grant

Subject to your paid license, QuickTech LLC grants you a non-exclusive, non-transferable license to install and use the Software on a number of personal computers you control, not exceeding the device cap on your purchased tier:

• Personal tier: up to 3 device installs
• Personal+Business tier: up to 6 device installs

Phone or tablet access via your private subdomain doesn’t count against the device cap — only native desktop installs do. You may deactivate an old install from inside the app to free a slot when you move to a new machine.

The license is for use by one household. Multiple sign-ins on the device cap are fine (you, spouse, family members), but the data is for one household’s planning. Don’t resell access or run the Software for someone else’s household.

3. What you may not do

• Redistribute, sublicense, sell, or rent the Software
• Reverse-engineer, decompile, or disassemble the Software except as expressly permitted by applicable law (Illinois follows the federal Copyright Act exemption for interoperability research only)
• Circumvent the license activation system or any technical protection measures
• Use the Software to host or process anyone else’s financial data without their consent
• Use the Software in violation of any law, including export control laws (the Software contains cryptography subject to U.S. export regulations)

4. Updates and maintenance window

Your purchase includes 12 months of updates from the date of activation. During that window, you receive bank-parser refreshes, annual tax-rules updates, security patches, and new features.

After the 12-month window, the Software keeps working forever on the version you have. Optional $39/yr maintenance renewals extend the update window; lapse one and the app freezes (doesn’t brick) at the most recent version. Maintenance is opt-in — we don’t auto-charge you. See Refund & cancellation for the renewal mechanics.

5. Your data stays on your machine

The Software is local-first. Your accounts, balances, and transactions are stored as plain files in your DataFolder (%LocalAppData%/GlidePath Money/ by default on Windows). QuickTech LLC never receives these files.

A small set of non-financial data does cross the network for specific features — license activation, the optional sign-in tunnel for phone access, opt-in symbol lookups for price refresh, and Glide AI questions. See the Privacy Policy for the complete list and exactly what each feature sends.

6. Backups are your responsibility

Because your data lives on your PC, you are responsible for backing it up. The Software ships with an auto-backup feature to a local folder; you should also keep an external or cloud backup of your DataFolder. We cannot recover your data if your PC fails, your disk is corrupted, or you delete the DataFolder by mistake. This is the deliberate cost of local-first architecture.

7. No financial, tax, or legal advice

The Software performs calculations and surfaces information based on inputs you provide. The output is information, not advice. Retirement projections, Monte Carlo simulations, Tax Valley analyses, balance-transfer countdowns, and any explanation provided by the Glide AI helper are educational and informational. They are not personalized financial, tax, investment, or legal advice.

You are responsible for your own financial decisions. For decisions that materially affect your financial future — major investment changes, Roth conversions, retirement timing, tax filing — consult a qualified professional (a CFP®, CPA, enrolled agent, fiduciary advisor, or attorney as appropriate).

8. Disclaimer of warranties

The Software is provided “AS IS” and “AS AVAILABLE” without warranty of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy of calculations, non-infringement, or uninterrupted operation. You assume all risk from your use of the Software.

9. Limitation of liability

To the maximum extent permitted by law, QuickTech LLC’s total liability for any claim related to the Software is limited to the amount you paid for the Software in the 12 months preceding the claim. QuickTech LLC is not liable for indirect, consequential, incidental, special, or punitive damages — including but not limited to lost profits, lost data, lost time, or financial losses from acting on the Software’s output. Some jurisdictions don’t allow these limitations; in those jurisdictions our liability is limited to the smallest amount the law permits.

10. Termination

Your license terminates automatically if you breach this EULA. On termination you must cease using the Software and remove it from your devices. Your DataFolder (your data) is yours regardless; we don’t require you to delete that. We may also terminate the license for fraud or chargebacks; in either case the refund policy in /refund still applies for refund-eligible transactions.

11. Governing law and disputes

This EULA is governed by the laws of the State of Illinois, USA, without regard to its conflict-of-laws provisions. Any dispute will be resolved in the state or federal courts of Illinois. Both parties agree to first attempt to resolve disputes through good-faith email correspondence for 60 days before any legal action.

12. Changes to this EULA

We may update this EULA. Material changes will be announced by email to the address on your license, with at least 30 days’ notice before the change takes effect. You may decline a material change by requesting a refund (subject to the refund policy); continued use of the Software after the effective date is acceptance of the updated EULA.

Contact

QuickTech LLC · Illinois, USA. Questions about this EULA: hi@glidepathmoney.com. Mailing address available on request for legal notices.