GlidePath Money

Guides

Money decisions, explained without the dashboard fog.

GlidePath guides are for people who want control without linking every bank account: import safely, track the dates that matter, and compare scenarios without pretending software is your advisor.

No required bank-login connection Preview imports before saving Scenarios, not recommendations

Start here

Start with fit, then go deeper: how to choose a money app, local-first money management, safe CSV imports, the Monthly Close, debt cliffs, RSUs, and scenario ripple effects.

Choosing software · 8 min read

How to Choose a Money App You'll Still Like in Six Months

Popularity is a signal, not a fit test. A plain-English way to choose a money app by the workflow you'll actually keep, the numbers you can trust, and whether you'll still open it six months from now.

Read the guide →

Import workflow · 8 min read

How to Use CSV Exports Without Making a Mess

CSV exports can be a sane alternative to bank-login sync if you preview, map, deduplicate, and keep an import rhythm. Here is the workflow.

Read the guide →

Decision impact · 8 min read

How a Big Purchase Can Ripple Through Retirement

A big purchase does more than lower cash today. It can change monthly cash flow, debt timing, tax assumptions, and retirement projections — sometimes a little, sometimes a lot.

Read the guide →

Monthly rhythm · 7 min read

What Is a Monthly Money Close?

A monthly money close is a short household finance ritual: verify balances, import recent activity, catch stale numbers, and make the next month easier to trust.

Read the guide →

Local-first money · 8 min read

Personal Finance Software Without Plaid: What You Gain and What You Give Up

A plain-English look at local-first personal finance without bank-login aggregation: the control you gain, the convenience you trade away, and how to keep imports sane.

Read the guide →

Debt cliffs · 8 min read

Most Apps Track the Balance. Here’s How to Track the 0% Cliff.

A practical guide to tracking balance-transfer promo dates, clear-payment math, post-promo APR risk, and why the deadline matters as much as the balance.

Read the guide →

Equity & RSUs · 8 min read

Why Unvested RSUs Should Not Be Treated Like Guaranteed Retirement Income

Unvested RSUs can matter a lot, but they are not the same as cash, vested shares, or guaranteed retirement income. Here is a safer way to model them.

Read the guide →